Zephyrhills Storm Damage and Why Residents Needs A Public Adjuster

Zephyrhills storm damage gave many residents an unwelcome surprise just a few days before Christmas. Straight line winds on December 20 unleashed significant Zephyrhills storm damage several weeks ago. The Zephyrhills storm damage was extensive – roofs were torn off homes, trees were knocked down, and carports were tumbled over.

If you are one of the many residents who suffered from Zephyrhills storm damage, you may have questions about what to do next. You may be wondering:

  • How do I file an insurance claim?
  • Will my insurance policy cover the damage?
  • Will they pay enough to repair my home?
  • How long will this take?

A public adjuster can help you with all these questions. If you’re unsure of what a public adjuster is and what we can do to help you, read on. Here we will talk about what a public adjuster is and why you may need one if you have Zephyrhills storm damage.

Zephyrhills storm damage help: What is a public adjuster?

A public adjuster is an insurance adjuster that works for you – the homeowner. We are the only type of adjuster that works on behalf of a policyholder. There are three main types of adjusters.

Company adjusters:

A company adjuster is employed by the insurance company and works to settle your claim. They may come to your home to complete an inspection, or they may work only from a desk and settle your claim through the exchange of paperwork. Some company adjusters don’t live in the same state you live in and may never see your Zephyrhills storm damage in person.

Independent adjusters:

An independent adjuster also works for the insurance company. Don’t be fooled by the name. Independent adjuster means they are an independent contractor, but they still work for your insurance company. Often an insurance company hires independent adjusters to respond to the many claims they may receive. This is common during a major catastrophe.

Public adjuster:

A public adjuster is the only type of adjuster that works for you. A public adjuster works to ensure you receive the fairest and accurate claim settlement for your Zephyrhills storm damage. A public adjuster can visit your home, conduct a free inspection of your Zephyrhills storm damage, file your claim and write estimates for your insurance company.

How can a public adjuster help with my Zephyrhills storm damage?

A public adjuster works on your behalf to make sure your claim settlement for the Zephyrhills storm damage is fair. Here are a few things we can do:

Start the claim for you:

If you have Zephyrhills storm damage and haven’t filed a claim yet with your insurance company, a public adjuster can get the process started for you. We conduct a free inspection of any Zephyrhills storm damage on your home. Then we handle the claim process from beginning to end.

Read your policy for coverage:

Insurance policies are contracts, and they can be difficult to read. A public adjuster is an expert in insurance policies, and we can determine whether your Zephyrhills storm damage is covered under your insurance. We can read your policy and explain your coverage in terms that are easy to understand.

Prepare estimates:

A public adjuster is an expert at writing insurance estimates. If you have Zephyrhills storm damage, we inspect your home and write a thorough estimate to submit to your insurance company. Public adjusters use their extensive construction knowledge and the best software to write estimates that are thorough and accurate.

Claims expertise on your side:

When you hire a public adjuster to help with your Zephyrhills storm damage, you get a claims expert on your side. You won’t have to worry or wonder if your insurance company is doing the right thing or giving you a fair settlement, because a public adjuster makes sure of it.

Zephyrhills storm damageA public adjuster can help with your Zephyrhills storm damage no matter where you are in the process

A public adjuster can be of excellent service to you no matter where you are in the claims process with your Zephyrhills storm damage.

If you aren’t sure if you have Zephyrhills storm damage, a public adjuster can conduct a free inspection of your home. We know precisely what to look for and can see in areas that may be inaccessible to homeowners.

If you have Zephyrhills storm damage but haven’t filed your claim yet, a public adjuster can submit the initial loss report for you with your insurance company. A public adjuster can ensure the First Notice of Loss (FNOL) is reported wholly and correctly. 

Further, a public adjuster can explain the entire claims process for you and keep you up to date on each step.

A public adjuster can help if your Zephyrhills storm damage claim is taking a long time

If you have already filed your insurance claim for Zephyrhills storm damage, a public adjuster can still be useful for you. Insurance companies are required to settle your claim in a certain amount of time. If you feel like your claim is taking too long or you don’t know why you haven’t received a settlement, a public adjuster can help. A few things we can do to help move your claim along is:

  • Review your policy and estimates for coverage details
  • Contact your insurance company adjuster
  • Quickly supply any needed documentation to get your claim settled

How do you know if you need a public adjuster for your Zephyrhills storm damage?

As you can see, a public adjuster is useful during the claims process. We can help get your Zephyrhills storm damage repaired so you can get back to your normal life.

You may wish to hire a public adjuster if:

  • You have storm damage but are not sure if you should file a claim
  • You aren’t sure if you have Zephyrhills storm damage even though your neighbors do
  • You submitted a claim, but it’s taking a long time to settle
  • Your insurance company denied your claim

No risk in hiring a public adjuster for your Zephyrhills storm damage

Most public adjusters conduct a free damage inspection and don’t get paid until your claim is settled. There is little risk in consulting with a public adjuster. Contact Bulldog Adjusters today for help with your Zephyrhills storm damage claim.

Tags : , , , , ,

Subscribe For Homeowner News

  • This field is for validation purposes and should be left unchanged.

Get a FREE Property Inspection

  • This field is for validation purposes and should be left unchanged.
CALL TO GET A FREE DAMAGE INSPECTION
954-507-4210