If you are trying to get the fastest settlement after Hurricane Florence, there are a few tips and tricks to try. With the number of claims filed you may not get the fastest settlement after Hurricane Florence, but there are a few ways you can try to speed up the process.
Many hurricane victims want to get the fastest settlement after Hurricane Florence because they are eager to get their lives back to normal. There may be hurricane victims who can’t live in their home or even get to their homes just yet.
You may have just started the process of cleaning up the damage. You may have flood damage or wind damage or both. There could be trees down in your yard. There could be blocked roads and loss of power and damage to your personal property.
All these things must be dealt with to begin getting your life back to normal. Looking for ways to get the fastest settlement after Hurricane Florence is just something else you must do.
Make Your Claims as soon as Possible to get the Fastest Settlement After Hurricane Florence
When it comes to making a hurricane claim, the sooner the better. Settling a claim is a process and it just won’t happen overnight. But the sooner you contact your insurance company to get the claim reported the sooner it will get settled.
Don’t delay if you have suffered from hurricane damage. One way to get the fastest settlement after Hurricane Florence is to get your claim filed promptly.
Want to get the Fastest Settlement After Hurricane Florence? Document, Document, Document
Documentation is everything when trying to get the fastest settlement after Hurricane Florence. In fact, settling insurance claims is really 90 percent about documentation. If you are going to claim it, you must be able to prove it.
Documentation should really begin before you make a claim. Make sure you have a good inventory of your personal property – a video inventory is helpful. Receipts for expensive items such as electronics, jewelry or furnishings should be kept. All this information is helpful when you are making a claim.
Have Detailed Conversations with Your Insurance Company to get the Fastest Settlement After Hurricane Florence
If you’re making a claim for wind, flood or other damages to your home or property, pay close attention to what your insurance company adjuster tells you and take good notes during phone conversations.
Cooperating fully with the insurance company and documenting all their requests and correspondence will help to get the fastest settlement after Hurricane Florence. Filing and settling a claim after a disaster such as a hurricane can be a very stressful and confusing time. It is best to not rely on your memory regarding conversations with your insurance company, contractors and adjusters.
Put it all in writing. You will likely have several conversations with your insurance company alone. Make sure to note the following:
- Date and time
- First and last name and title of the person you spoke to
- Detail about what was discussed
- Any next steps you are supposed to take
- Any next steps your insurance company is supposed to take
Having this kind of documentation can help get the fastest settlement after Hurricane Florence should there be any kind of dispute or disagreement.
Be Careful to Not Sacrifice a Good Settlement to get the Fastest Settlement after Hurricane Florence
Settling an insurance claim can take time. If you have damage to your home, there will be inspections, estimates and repair contracts. There can be a lot of back and forth between you, your contractor and the insurance company.
Have the Proper Insurance to Get the Fastest Settlement After Hurricane Florence
Having the right types of insurance policies in place is crucial if you want to get the fastest settlement after Hurricane Florence.
With a hurricane, there can be many causes of damage to your home and property. There could be wind damage, flood, lightning, falling objects or fire. Your insurance company will investigate to make sure your damages were caused by something your insurance policy covers.
For example, many home insurance policies don’t cover flood. So, if there is a chance the damage to your home was caused by flood as opposed to say wind, there could be a dispute from your insurance company.
If you are dealing with a dispute, you’re not going to get the fastest settlement after Hurricane Florence. Make sure you have the proper coverage in place.
Itemize Your Lost Personal Property to get the Fastest Settlement After Hurricane Florence
With a disaster like Hurricane Florence, your personal property losses can be staggering. You may not even know where to start to get the fastest settlement after Hurricane Florence.
For your personal property, the best way to handle it is with photographs and an itemized list. Be sure to photograph the damaged property and keep a list of the damaged items including makes, models and serial numbers if applicable. Also, note when you purchased the item – or how old it is and how much you paid for it.
During the days and weeks that follow the disaster, as you come across the damaged property, photograph it and add it to the list. This information will help your claims adjuster get the fastest settlement after Hurricane Florence.
Consider Hiring a Public Adjuster to Get the Fastest Settlement After Hurricane Florence
If you are having trouble getting your claim settled with your insurance company, consider hiring a public adjuster like Bulldog Adjusters. A public adjuster is a claims adjuster that works for you. They can serve as a go-between with you and your insurance company. We are experts in insurance, construction and writing estimates.
If you feel like you are not able to handle the settlement process, consider hiring a public adjuster.
Be Patient to Get the fastest Settlement After Hurricane Florence
After a disaster such as Hurricane Florence, there may be no easy way to get the fast settlement. Use the tips above, be patient and get all your questions answered. Slowly, but surely, life will return to normal.